Safe Travels

I just wanted to take this moment, to again pass on Happy Holidays from myself and my team. Stay safe on the roads, and take some time out for yourself as the new year approaches, to reflect on the year that has been, and to put some conscious thought into the year that you wish [...]

Why you need Income Protection Insurance

INCOME PROTECTION INSURANCE – Brad Lofts | Sterling Financial Services
Income Protection Insurance provides an income stream should you become unable to work due to illness or injury. Benefits are paid monthly, not as a lump sum – which helps to ease the day to day financial burden of being unable to work. 
The amount of cover [...]

First Home Buyers Venturing Back

FIRST HOME BUYERS VENTURING BACK – REIQ Chairman Pamela Bennett
“With interest rates appearing to be hold and prices having eased since the highs of 2007, first home buyers are starting to make a tentative foray back into Queensland’s property market.”
According to the Australian Bureau of Statistics, there were 1,331 dwellings financed to Queensland first home [...]

The Zane Walker Memorial Fund

It has been a busy time both personally and professionally in the last couple of months, well – really all year has been.
I would like to take this opportunity to thank my valued clients for their patience this year while some things were delayed due to personal circumstances, that saw me out of the office [...]

Reserve Bank upstages the Melbourne Cup

For the second consecutive year, the Reserve Bank of Australia, has managed to upstage the race that stops a nation with the announcement that they have decided to reduce the cash rate by 0.25%, giving us a new cash rate of 4.50% effective 2nd November 2011.
Here is what Glenn Stevens, Governor: Monetary Policy Decision had [...]

5 Top Tips to ensure your purchase finance goes smoothly…

Here are our 5 Top Tips to ensure your purchase finance goes smoothly…

Ensure you have all required supporting documents photocopied CLEARLY for your broker.
Request a 14 business day finance clause (this means weekends are not lost days, and that your finance clause does not fall on a Friday typically)
Certified ID – with more focus being [...]

Property For Wealth Property Dividends

Property For Wealth Property Dividends far better than Share Dividends…
It seems as though the Australian public is unaware of how two speed economies can affect the property market.
Investing in property is now more than ever the preferred choice of investing for Australians.
There was little impact through the GFC and the slight dip in current property [...]

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RBA Decrease Rates for Christmas

interest-rates-pie

The RBA has delivered an early Christmas present to Australian mortgage holders today, by cutting it’s interest rate by .25% for the second month in a row. The central bank cut its cash rate 25 basis points to 4.25 per cent, marking the first back-to-back monthly cuts since April 2009. If passed along in full [...]

What Have the Lenders Been Up To?

stock-market

Mortgage borrowers in Australia have breathed a sigh of relief, after the Reserve Bank of Australia reduced the cash rate by 0.25% when they met at the beginning of the month. 
With various lenders announcing subsequent rate cuts, not all lenders have passed on the full 0.25% reduction. We are also yet to hear from some [...]